JDP background check

JDP Background Checks is a company that provides background checks and credit reports for employers, landlords, and other organizations. Their background checks include criminal record checks, credit history, employment history, and education verification, as well as the identification of potential financial risks. This information helps companies make informed decisions regarding hiring, renting properties, or issuing credit.

Impact on Credit Report

JDP Background Checks may directly impact your credit history and financial reputation. Common issues and questions include:

Issues with JDP Background Check Status:

  • Incorrect information in the report may lead to employment or rental denials.
  • Errors in check status may negatively affect your credit score.

Frequently Asked Questions

How long does JDP background check take?

Usually, the screening process takes 3 to 5 days.

Does JDP pull a credit report with a background check?

Yes, the company may request a credit report as part of the background screening.

JDP background check time frame

Typically covers a period of 7 to 10 years.

How far back does JDP background check go?

Checks usually go back up to 7 years, but other options are available.

Common Errors in JDP Background Checks:

  • Identification errors: misspelled names, incorrect addresses, or dates of birth.
  • Inaccurate credit account data: incorrect balances or payment delinquencies.
  • Duplicate records: the same event or debt appearing twice.
  • Old or settled debt records that should have been removed.

Statistics on Errors in JDP Background Checks:

Errors in credit reports are common, and statistics reflect their significance:

Percentage of JDP background checks with errors15%
Main types of errorsIdentification errors (10%), inaccurate credit data (5%)
Percentage of checks affecting credit scores7%
Average time to correct errors30 days

Research by the Federal Trade Commission (FTC) and Consumer Financial 

Protection Bureau (CFPB) also shows that about 20% of all credit reports contain errors, and around 5% have serious errors that could lead to credit denials or higher interest rates.

Step-by-Step Guide to Self-Correct Errors

Step 1: Obtain a copy of your credit report

Visit www.annualcreditreport.com to get a free credit report from major bureaus: Equifax, Experian, and TransUnion. Get a report directly from JDP Background Checks by calling them or requesting it via the company’s official website.

Step 2: Check the reports for errors

Carefully review each section of the report:

  • Personal information (name, address, date of birth)
  • Credit accounts (balances, delinquencies, limits)
  • Legal and tax records
  • Credit inquiry history

Compare the data with your own records and documents.

Step 3: Write a letter to the credit bureau describing the issue
Include in the letter:

  • Your full name, address, and contact details.
  • A detailed description of the issue with specific details.
  • Attach copies of documents confirming the error (bank statements, receipts, etc.).

Sample Letter:

[Your Name] 

[Your Address] 


[Credit Bureau/Background Check Company] 

Dear Sir/Madam, 

I am writing to dispute the following information in my credit report. 

[Describe the disputed information, including account number or identifier, and explain why you believe it is inaccurate. Attach supporting documents.] 

Please investigate and correct or remove the inaccurate information from my report. 


[Your Name] 

Step 4: Send the letter with a return receipt request

Send the letter to JDP and the credit bureau with a return receipt request.
Keep a copy of the letter and all attached documents for your records.

Contact Information for Letters:

  • Equifax: P.O. Box 740256, Atlanta, GA 30374-0256
  • Experian: P.O. Box 4500, Allen, TX 75013
  • TransUnion: P.O. Box 2000, Chester, PA 19016-2000

Step 5: Wait for a response

The credit bureau is required to investigate and respond within 30 days.
After the investigation, the bureau should send you a new credit report with corrections.

Step 6: Check the result and request corrections if needed

If the error is corrected, ensure the new data is accurate. If the issue is not resolved, contact attorneys for further action.

You can also reach out to the following organizations:

Tips for Preventing Errors in Credit Reports

  • Regularly check your credit reports to identify errors promptly.
  • Notify credit bureaus and JDP of changes in personal details (address, name).
  • Order credit reports before applying for credit, mortgages, or rentals.

Why Choose RS Attorneys for Help

Key Benefits of Choosing RS Attorneys:

Free Consultations

We offer free consultations to identify and correct errors in credit reports and background checks. During the consultation, our attorneys will explain the error dispute process in detail.

Payment Only Upon Winning the Case

Clients do not pay for our services. We get paid by the companies we sue upon successful resolution of the case.

Expert Team

Our attorneys have extensive experience in resolving credit report and background check issues. We have successfully helped over 500 clients correct their credit reports and improve their financial reputation.

Fast and Effective Solutions

We know how to file claims against credit bureaus and background check companies quickly and effectively. Throughout the process, we keep you informed and protect your interests.

Solving Complex Issues

We help not only with correcting report errors but also with disputing background check results that impact employment or rental. We provide legal support at every stage of the process, helping to restore fairness.

Contact Us

Contact us for a free consultation, and we will help you.