Asurint is a company specializing in background checks, providing clients with up-to-date and detailed information about potential employees, tenants, or partners. The verification procedure plays an important role in making informed decisions regarding hiring, renting, or entering into business agreements.
How the Asurint Background Check Process Works
The background check process at Asurint includes the following stages:
Application Preparation
- The client submits an application for verification through the online platform.
- Basic data is provided: name, surname, date of birth, social security number, and other identification information.
Data Collection and Verification
- The company gains access to various databases, including national and regional court registries, credit bureaus, sanction lists, and other information sources.
- Information is checked for criminal records, credit history, employment history, education, and other data depending on client requirements.
Analysis and Report Preparation
- Collected data is analyzed and verified.
- A report is prepared for the client with findings and risk assessment.
How Long Does the Asurint Background Check Take?
The verification timeline depends on several factors, including:
- Type of requested check
- Availability and volume of data
- Check complexity (e.g., international checks may take longer)
Asurint aims to provide results as quickly as possible. On average, basic checks take between 24 and 48 hours, but comprehensive checks can take up to 7 days.
Key Steps of the Asurint Background Check Process
The background check process includes the following key stages:
Personal Information Verification
- Identity verification (name, date of birth, social security number, etc.)
- Residence history verification (addresses)
Criminal Records Check
- Information search in regional, national, and international databases
- Includes checking for criminal records, warrants, sanctions, and other legal actions
Credit Check
- Credit report request and analysis
- Creditworthiness assessment
Employment and Education Verification
- Confirmation of employment history and education
- Contacting previous employers and educational institutions
Additional Checks
- Search in sanction lists and other special databases
- Social media and other public source verification (upon client request)
Asurint’s comprehensive approach provides exhaustive information about a person. However, despite meticulous data collection, errors can occur, which may result in inaccurate or incomplete information in the report.
Error Statistics in Background Checks
Errors in background checks are quite common and can significantly affect a person’s career or financial prospects. Research by the Federal Trade Commission (FTC) and Consumer Financial Protection Bureau (CFPB) indicates that a significant share of reports contains inaccuracies. Issues range from incorrect criminal records to errors in credit history and identity verification.
Error Rates in Background Checks by Different Companies
| Company | Error Rate |
| Asurint | 22% |
| Accurate Background | 18% |
| HireRight | 15% |
| Sterling Talent Solutions | 14% |
| Others | 31% |
Main Types of Errors in Background Checks
Identification Errors
- Mixing data from different people with the same or similar names
- Misspelling names, surnames, or birth dates
Criminal Record Errors
- Assigning a criminal record to a person who doesn’t have one
- Indicating expunged or closed charges
Credit History Errors
- Indicating incorrect or outdated information about debts, late payments, and bankruptcies
- Assigning other people’s debts
Employment and Education Data Errors
- Incorrect or incomplete information about employers or educational institutions
- Missing information about internships, courses, and other educational achievements
Consequences of Errors in Background Checks
- Job Loss or Employment Difficulties: Obstacles to getting hired due to incorrect data on criminal records or credit history
- Housing Access Restrictions: Denial of housing rental due to errors in the background check
- Reputation Damage and Financial Difficulties
- Problems obtaining loans or insurance
- Decreasing credit rating
Possible Frauds and Asurint Background Check Scams
False Check Offers from Third Parties
- Receiving fake messages about verification needs from third-party sites
- Payment requests for reports or services that are not provided
Improper Use of Data for Fraud
Using report data for identity theft or financial fraud.
Asurint Background Check Lawsuits
Lawsuit Over Incorrect Criminal Records
In one lawsuit against Asurint, the plaintiff faced incorrect criminal record information, resulting in job loss. The courts ruled in favor of the plaintiff, and Asurint was ordered to pay compensation for emotional distress.
Class Action Lawsuits Against Asurint
Several class action lawsuits have been filed regarding systematic errors in checks, including incorrect criminal and employment data. As a result, Asurint was forced to review and improve its data verification procedures.
Step-by-Step Guide to Correcting Errors in the Asurint Background Check
Correcting errors in the Asurint background report is essential to protect your rights and financial well-being. Follow this guide to resolve the issue yourself.
Step 1: Obtain the Report from Asurint
Through the Asurint Website:
- Visit Asurint’s official website and find the section for report requests.
- Provide the necessary identification information (name, date of birth, social security number, etc.).
- The application will be processed, and the report will be sent to you via email or regular mail.
Through the AnnualCreditReport.com Portal:
- Go to www.annualcreditreport.com – this is the only official source of free credit reports.
- Request a report, choosing Asurint as the provider.
- Receive and carefully review the report.
Step 2: Identify Errors in the Report
Compare the provided data with your actual information. Pay special attention to the following sections:
- Personal Information (name, date of birth, residence addresses)
- Criminal Records and Legal Charges
- Credit History (debts, late payments)
- Employment and Education History
Step 3: Prepare and Send a Dispute Letter to Asurint
Writing the Letter:
- Use an official letter template to dispute with the credit bureau.
- Include the following information:
- Your contact details
- Error description (e.g., incorrect criminal record information)
- Attach a copy of the report with highlighted errors
- Attach supporting documents (copies of court orders, bank statements, etc.)
Sample Letter:
[Your Name]
[Your Address]
[City, State, Zip Code]
[Phone Number]
[Date]
[Asurint Company Address]
Dear Sir/Madam,
I am writing to dispute the following information included in my report.
Report No. [report number] contains the following error(s):
1. [Error 1]
2. [Error 2]
I am requesting that you investigate this matter and correct or remove the inaccurate information.
I have attached copies of documents supporting my claim: [list of attachments].
Sincerely,
[Your Name]
- Send the letter to:
Asurint
Attention: Consumer Disputes
1111 Superior Ave. E., Suite 111
Cleveland, OH 44114
Use a registered letter with delivery confirmation.
Step 4: Wait for Asurint’s Response Within 30 Days
After receiving the letter, Asurint has 30 days to investigate and correct errors.
Expect an updated report or a letter with investigation results.
Step 5: Contact the FTC or CFPB if There Is No Response
If the error is not corrected within 30 days or you do not receive a response:
- File a complaint with the Federal Trade Commission (FTC) through www.ftc.gov.
- Send a complaint to the Consumer Financial Protection Bureau (CFPB) via www.consumerfinance.gov.
How RS Attorneys Law Firm Helps Clients
The RS Attorneys law firm specializes in protecting clients’ rights who have faced errors in Asurint and other credit bureau background reports. Our services provide a comprehensive solution to the problem and restore justice.
Key Benefits of Working with RS Attorneys:
- Free Consultations: We offer a free legal consultation so you can assess the situation and learn about possible options for resolving the issue.
- Payment Only in Case of Success: We work on a contingency fee basis, meaning you bear no cost for our services, as our fees are paid by the company we sue.
- Professional Support at All Stages:
- Our lawyers assist clients from the moment an error is detected until it is corrected.
- We represent your interests in negotiations with Asurint and other bureaus.
- Experience and Knowledge of the Legal Framework:
- Our specialists have extensive experience resolving credit report disputes.
- We know the nuances of federal and state legislation protecting your rights and apply them in practice.
How RS Attorneys Helps Clients Solve the Problem with the Asurint Background Check:
- Analyzing Your Case: After contacting us, we conduct a thorough analysis of your report and identify errors.
- Preparing an Official Request to Asurint: We prepare and send an official request demanding error correction.
- Representing Your Interests:
- We represent your interests in negotiations with Asurint and other companies.
- In the absence of a response or refusal to correct errors, we initiate a lawsuit.
- Seeking Compensation: If the errors in the report have led to serious consequences (job denial, financial losses, etc.), we seek compensation for moral and material damage.
Contact Us
Don’t wait until errors in your background report affect your career or financial well-being. Contact us today, and our lawyers will help you restore justice.